About
A lending and technology ecosystem.
Escarlata is a financial technology company with primary operations in Colombia. We combine software revenue and credit spreads through two specialized entities.
01
Lending Entity (FinCo)
Originates B2B loans and technology renting contracts for SMEs undergoing digital transformation.
02
Technology Entity (TechCo)
Develops and licenses the AiColl platform for lenders and financial institutions.
Operating in Colombia
Our team and operations are in Colombia, close to our clients and partner manufacturers and wholesalers.
Under development
Colombian Cloud
We are developing a local cloud service, built in part with enterprise equipment reclaimed at the end of renting contracts — a circular-economy model. Target launch: May–June 2027. This service is not yet available.